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INDUSTRIES

We serve the smartest institutions on the planet

Geniusto serves regulated industries and institutions that use payments technologies, digital banking and advanced security—across channels, currencies and devices.

Geniusto empowers banks to expand their digital horizons, endlessly integrate and adopt fast with intuitive code—while extending core legacy systems.
Clever customer engagement
  • Powerful internet banking portal
  • Push SMS and email messaging
  • Micro-service offers
  • Granular customisation of look and feel
  • AI-driven engagement optimisation
Smart security & insights
  • Device and model capability detection
  • Biometrics and 3rd party verification
  • Protocols for all customer behaviour
  • Data collection / synchronisation
  • Data visualisation and regulatory reports
Configurable KYC compliance
  • Streamlined onboarding and KYC
  • Identity verification and real-time screening
  • Ownership mapping and control for KYB
  • AI-powered rules engine identifies fraud
  • Real-time typology and trend monitoring
Radically reduced cost
  • Extended lifespan of core legacy systems
  • Minimised reliance on 3rd party vendors
  • Lower IT costs through low-code
  • New revenue stream generation
  • Increased cost to income ratios
Geniusto enables NeoBanks and EMIs to launch and hyper-scale compliant multi-tenant and multi-brand operations in mere months.
Bank-in-a-box brilliance
  • Comprehensive solution for all challenges
  • Low-code for easy adoption
  • Open architecture for extensive integration
  • Unique engagement platform and CRM
  • Out-of-the-box multi territorial compliance
Powerful payments orchestration
  • Single pane of glass management tool
  • Rules engine to customise all technology
  • Real-time screening and AML data
  • AI-powered rules engine identifies fraud
  • Real-time typology and trend monitoring
Radically revenue boosting
  • One-touch launch for new revenue streams
  • Drive customer acquisition on social media
  • Lowered IT costs through intuitive code
  • Minimised 3rd party vendor failures
  • Increased cost to income ratios
Strong security & compliance
  • Biometrics and 3rd party verification
  • Streamlined onboarding and KYC
  • Real-time screening and AML data
  • AI-powered rules engine identifies fraud
  • Data visualisation and regulatory reports
Suited for the complete [GO] Suite, including products:
Geniusto helps credit unions and cooperatives to brighten their digital futures, endlessly integrate and adopt fast—while extending legacy systems.
Clever customer engagement
  • Powerful internet banking portal
  • Push SMS and email messaging
  • Micro-service offers
  • Granular customisation of look and feel
  • AI-driven engagement optimisation
Smart security & insights
  • Device and model capability detection
  • Biometrics and 3rd party verification
  • Protocols for all customer behaviour
  • Data collection / synchronisation
  • Data visualisation and regulatory reports
Configurable KYC compliance
  • Streamlined onboarding and KYC
  • Identity verification and real-time screening
  • Ownership mapping and control for KYB
  • AI-powered rules engine identifies fraud
  • Real-time typology and trend monitoring
Radically reduced cost
  • Extended lifespan of core legacy systems
  • Minimised reliance on 3rd party vendors
  • Lower IT costs through low-code
  • New revenue stream generation
  • Increased cost to income ratios
Suited for the complete [GO] Suite, including products:
Geniusto is ideal for harmonising complex payment channels and technical systems into clever commercial systems with epic efficiency.
Bank-in-a-box brilliance
  • Comprehensive solution for all challenges
  • Low-code for easy adoption
  • Open architecture for extensive integration
  • Unique engagement platform and CRM
  • Out-of-the-box multi territorial compliance
Powerful payments orchestration
  • Single pane of glass management tool
  • Rules engine to customise all technology
  • Real-time screening and AML data
  • AI-powered rules engine identifies fraud
  • Real-time typology and trend monitoring
Radically revenue boosting
  • One-touch launch for new revenue streams
  • Drive customer acquisition on social media
  • Lowered IT costs through low-code
  • Minimised 3rd party vendor failures
  • Increased cost to income ratios
Strong security & compliance
  • Biometrics and 3rd party verification
  • Streamlined onboarding and KYC
  • Real-time screening and AML data
  • AI-powered rules engine identifies fraud
  • Data visualisation and regulatory reports
Suited for the complete [GO] Suite, including products:

Our digital economy management ecosystem

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Tickets to ride for 1M Latvians in Riga…

Outcomes

Distributed, device-led transport ticketing for the entire city of Riga was the core outcome. Geniusto also integrated multiple transport modes (such as buses, mini-buses and trains) and social benefit card functionalities into the TransactPro app.

Future-facing features like digital ticket-sharing, timetable and pickup time insights, automatic account debits without e-wallet, and even setting up IBAN accounts in-app all emerged from the project—and 1M Latvians now power their own journeys.

Opportunity

When the government of Riga—Latvia’s capital and largest city—needed to bring its public transport ticketing system into the digital age, it called on Geniusto to put the power in purchasers’ hands.

Full Independence in a Single Shared Digital Platform

Outcomes

Andaria Capital, a new venture of well-established UK payment company Intercash, deployed a multi-tenant solution for their downstream customers. This is a ground-breaking achievement for both Andaria and Geniusto. Now Andaria can monetise new revenue streams by subleasing its EMI license to its smaller clients. Geniusto is proud to expand payment technologies with its multi-tenant payment solutions.

Opportunity

A multi-tenant solution bridges the gap between businesses and customers by connecting multiple businesses and their respective customers to operate under a single cloud platform. Opening digital doorways, Genuisto is transcending borders with access to multiple currencies using API integration and solutions like forex and remittance. Within the [GO] Suite clients can manage their customers in the same open architecture platform. There are endless opportunities when using a multi-tenant solution to bring the online financial space into the future.

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